therapist st catharines

THERAPY FOR WOMEN IN MARIN COUNTY & SAN FRANCISCO BAY AREA | ANXIETY & EMOTIONAL SUPPORT

Worry and stress don’t have to control your mood or your days anymore. 

It’s time to feel at ease within yourself so you can meet life’s challenges with clarity and balance.

You’re here because maybe you’re ..

Caught in loops of overthinking or second-guessing yourself, unable to quiet your mind even when you try?

Feeling overwhelmed by a stressful relationship, work demand, or other specific situation that seems to take up all your emotional energy, leaving you tense and unsure how to find relief.

Feeling like your emotions are closer to the surface than they used to be, irritated, tearful, or anxious for reasons you can’t always name?

You’ve taken all the “right” steps, but the stress persists.

Therapy can be the space you exhale and start to shift the patterns keeping you stuck. 

So that you can respond in a new way

What progress in therapy can look like:

Rather than triggers catching you off guard and throwing off your day you shift to knowing how to steady yourself and move forward without spiraling into negative thoughts


Rather than muscling though challenging circumstances and losing your temper, the moments that used to feel tense or overwhelming begin to feel manageable.


Rather than negative thoughts taking over, you have a newfound awareness about why the negative thoughts are arising, and you know how to reframe the situation to help you cope.



Therapy helps you shift perspective, respond with awareness, and move through life with greater calm and clarity.

How to Get Started

Setting the Foundation

This step helps us create a supportive framework that reflects your needs and intentions.

Building Awareness and Understanding

Together, we will explore where certain reactions come from and begin to understand what has been keeping you stuck. 

Creating Change and Cultivating Growth

As therapy progresses, we will focus on developing practical tools and new ways of responding that align with your goals. 

Hello there!

Hi, I’m Tamara Pancoe, a Licensed Marriage and Family Therapist and Certified Perinatal Mental Health Professional. 

After years of working in mental health and walking my own healing journey, I created my private practice as a refuge for women navigating invisible pressure, emotional overload, and the waves of modern life.


My approach blends clinical expertise with a safe space for you to feel heard and validated. Through evidence-based methods such as Acceptance and Commitment Therapy (ACT) and mindfulness-based techniques, I’ll help you untangle your thoughts and steady your emotions.

therapist st catharines

You don’t have to carry everything by yourself anymore. Let’s create space for you to feel supported, grounded, and steady again.

Payment plans and details

Therapy investment

I help women who feel anxious, depleted, or emotionally stretched thin find steadiness, clarity, and a deeper sense of self-trust. 


Whether you’re navigating anxiety, a major life change, or simply trying to keep up with the demands of daily life, therapy with me offers a soft place to land and feel supported.

$200 per 50 minute session

Frequently asked questions

  • What can I expect in our first session?

    Your first session is about me getting to know you, what’s been feeling difficult, what you’d like to work on, and what kind of support you need most right now. I’ll ask a few questions to better understand your experiences and together we’ll begin clarifying your goals for therapy.

    This session is also a chance for both of us to get a sense of fit. It’s important that you feel comfortable, understood, and confident that this space can meet your needs. I also want to make sure that my approach and skillset will help you achieve your goals. If either one of us determines that the fit is not right, I will provide you with names of therapists who can support you. 


    Therapy is most effective when it feels like the right match, and we’ll use this time to make sure the approach and connection feel supportive for you moving forward. 

  • How many sessions will I need?

    There’s no one-size-fits-all timeline for therapy. Some clients find clarity and relief after 6 months, while others continue longer to support ongoing growth and self-discovery. We’ll move at a pace that feels right for you and revisit your goals along the way.

  • How often will we meet?

    I meet with clients on a weekly basis. Once you have met your goals, we may transition to every other week sessions to support maintenance. 

  • Do you accept insurance?

    I’m considered an out-of-network provider, which means you pay for sessions directly and can request reimbursement from your insurance company. If you have out-of-network benefits, I can provide a superbill (an itemized receipt) each month that you can submit to your insurance for potential reimbursement.


    Please note that insurance companies require a mental health diagnosis to process claims. This means that you will first need to qualify for a mental health diagnosis before I can provide a superbill. 


    To check your out-of-network benefits, you can call your insurance provider and ask:

    • Do I have out-of-network mental health coverage?
    • What is my deductible and have I met it?
    • What percentage of my session fee will be reimbursed?
    • Do I need pre-authorization for therapy?

    Many clients find that their insurance reimburses a portion of their session fees, making therapy more affordable.

  • What if I don’t want a diagnosis shared with my insurance?

    That’s completely okay. If you prefer not to submit claims for reimbursement, your diagnosis will remain private and will not be shared with anyone outside of our work together. Many clients choose to pay privately for this reason, as it allows for complete confidentiality and freedom from insurance requirements.

  • How does virtual therapy work?

    Virtual therapy allows us to meet from the comfort and privacy of your own space. Sessions take place on a secure, HIPAA-compliant video platform designed specifically for therapy. 


    All you need is a stable internet connection and a quiet, comfortable space where you can talk freely. Many clients find that meeting virtually makes it easier to stay consistent with therapy, without the added stress of travel or scheduling. 

  • Session fees and payment

    Each therapy session is 50 minutes and billed at a rate of $200 per session. Payment is due at the time of each session and can be made by credit card, debit card, or HSA/FSA card through a secure online system.


    If you ever need to adjust your schedule, please provide at least 24 hours’ notice to avoid a late cancellation fee.

  • Still have questions?

    If you have any other questions about fees, scheduling, or what to expect, please don’t hesitate to reach out. I’m happy to answer your questions before we begin so you can feel informed, comfortable, and confident about starting therapy.

Testimonials

"Tamara is an engaged and nurturing therapist. Her style is warm, nonjudgemental and welcoming. Tamara helps her clients feel heard, accepted and understood so that they can feel empowered to move forward towards their goals and dreams. I highly recommend working with her! "

Therese Yrani LMFT

"Tamara is an outstanding therapist. She has been a trusted colleague for many years- I trust and value her insights and clinical skills. She is an exceptionally caring and attuned therapist who I couldn't recommend more! "

Christine Treski LMFT

"Tamara's compassionate approach and deep expertise in women's mental health make her an exceptional therapist. As a former colleague, I witnessed her unique ability to create a safe space where clients feel truly heard and supported."

Janny Condie LMFT